Buying vs. Leasing a New Subaru: Which Option is Best for You?

When it comes to purchasing a new Subaru, Edinburg, McAllen, San Juan, Harlingen and Rio Grande Valley area drivers have many options. From choosing which model best suits your needs to deciding whether to buy or lease, there's a lot of decision making that goes in to purchasing a new Subaru. Fortunately for you, our team is here to help.

While everyone's needs are different, read on below for a few advantages of buying or leasing a new Subaru:

Advantages of Buying a New Subaru

  • When you buy a new Subaru, you'll enjoy complete ownership of the vehicle. Meaning, no mileage limits and you can customize your car as you please.
  • When you choose to purchase a new Subaru in Edinburg, odds are that your monthly automotive insurance bill will be lower because you own the car.
  • Are you ready to sell your Subaru? If you are, and you own it, then feel free to do so! Unfortunately, when you lease a vehicle, selling is not an option since you do not own the car. Instead, you'll have to wait until your lease ends to turn it in.

Advantages of Leasing a New Subaru

  • What attracts most people to leasing are significantly lower monthly payments. With this in mind, you'll be able to afford more car for your money.
  • Since your lease is likely to take place during your car's bumper-to-bumper warranty, you won't have to worry about many of your typical maintenance costs.
  • Perhaps the most attractive reason to lease a Subaru is that at the end of you leasing term, you can turn in your vehicle stress-free and lease an even newer model. Not to mention, Subaru offers loyalty discounts of up to $500 for those who continue to lease.

Learn More about Your Options at Bert Ogden Subaru

If you're ready to explore your options, we invite you to visit the Bert Ogden Subaru showroom in Edinburg, TX. Our team of sales and finance professionals will be more than happy to help you determine which option is best for you, your budget and your needs.

Bert Ogden Subaru

4221 South U.S. Highway 281
Directions Edinburg, TX 78539

  • Sales: 956-348-1356
  • Service: 956-348-1356

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Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

(enter your initials)

I authorize Bert Ogden to submit my application to a Seller and/or Finance Source(s) for review in connection with the assignment of a sales finance contract written, or to be written, in connection with my purchase of a motor vehicle. I certify that the above information is complete and accurate. In connection with this application, I authorize and give Bert Ogden, Seller and any Finance Source that reviews my application my consent to obtain my consumer report from any consumer reporting agency and complete an investigation of my credit and employment history and release information about my credit experience with Seller and/or Finance Sources. After my executed contract is assigned to a Finance Source, I also authorize and give consent to the assigned Finance Source to obtain my consumer report from any consumer reporting agency at any time during the term of my contract for any purpose whatsoever, including but not limited to for prescreening, as defined and permitted from time to time by the Consumer Financial Protection Bureau; for reviewing my contract; to defer or extend my payments or due date under my contract; to take collection action on my contract; or for other legitimate purposes associated with my contract for which there is a permissible purpose under the federal Fair Credit Reporting Act. I understand and acknowledge that Bert Ogden Seller and any Finance Sources who review this application will retain this application whether or not it is approved. I also understand and acknowledge that, to the extent required by applicable law and in accordance with the same, I will be informed if a consumer report was requested in connection with this application for credit, and the name and address of the consumer reporting agency that furnished the report.

By checking the box below on this application I authorize and give my express consent to Seller and its Finance Sources to use the email address and telephone numbers (either landlines or wireless) I have provided on this application or which Seller or its Finance Sources obtains in any manner to communicate with me for any purpose whatsoever, including but not limited to communication regarding my account activity, status and to collect any debt obligation I owe to a Finance Source. You agree that if an account is created for you, all of the following will also apply: (a) Seller and/or its Finance Source(s) may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons; (b) you expressly consent to Seller and/or its Finance Source(s) using prerecorded/artificial voice messages, text messages and/or automatic dialing equipment while servicing or collecting your account, as the law allows; (c) you agree that Seller and/or its Finance Source(s) may take these actions using the telephone number(s) that you provide in this credit application, you provide in the future, or Seller and/or Finance Source get from another source, even if the number is for a mobile telephone and/or our using the number results in charges to you.

STATE LAW DISCLOSURES: PLEASE READ

CA Applicants: IF MARRIED YOU MAY APPLY FOR CREDIT SEPARATELY AS AN INDIVIDUAL.

ME Applicants: You must have physical damage insurance covering loss or damage to the vehicle for the term of any contract. For a lease, you must also have the liability insurance as described in the lease. You may buy this insurance from anyone you choose. You do not have to buy it from someone affiliated with the dealer or an assignee of the contract you enter into. Your choice of insurance will not affect the credit approval process unless the insurance does not satisfy the contract requirements or the insurance company does not satisfy the reasonable standards of the dealer or an assignee of the contract you enter into.

NH Residents: If you are applying for a balloon payment contract, you are entitled, it you ask, to receive a written estimate of the monthly payment amount for refinancing the balloon payment in accord with the creditor's existing refinance programs. You would be entitled to receive the estimate before you enter into a balloon payment contract. A balloon contract is air installment sale contract with a final scheduled payment that is at least twice the amount of one of the earlier scheduled equal periodic installment payments.

NY Applicants: Consumer reports may be requested in connection with this application. Upon request, you will be informed whether or not a consumer report was requested and, if it was, of the name and address of the consumer reporting agency that furnished the report. Additional consumer reports may be requested with respect to any extension or renewal of this obligation.

OH Applicants: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

RI Residents: Consumer reports may be requested in connection with this application.

VT Residents: If an account is created, you authorize the obtaining of credit reports for purposes of reviewing or taking collection action on the account or for other legitimate purposes associated with the account.

Notice to Married WI Residents: No provision of any marital property agreement, a unilateral statement under Wis. Stat. § 766.59 or a court decree under Wis. Stat. §766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the creditor is incurred. The credit being applied for, if granted, will be incurred in the interest of my marriage or family. I understand that the creditor may be required by law to give notice of the credit transaction to my spouse.

By clicking submit, I certify that the information provided by me is complete, true and accurate. I also authorize you and any party evaluating this application (collectively, 'Creditors') to obtain my consumer reports from one or more credit reporting agencies.
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